Free and Quick Translation into 11 Languages - Traducción Libre y Rápida al Español
For your convenience, you can have this page translated into either Spanish, French, German, Italian or 8 other languages. All you have to do is choose the language you want this page to be translated to on the Right.
-
Para su conveniencia, usted puede tener esta pagina traducida en Espanol u otros 10 lenguajes mas. Lo unico que usted tiene que hacer , es elegir "Spanish" decea en el menu de la derecha.
|
|
Improving the Way You Look is VERY Affordable
Cosmetic surgery is an excellent investment in your well being and is no longer a luxury reserved only for the rich and famous. These days Cosmetic surgery done by competent ABPS-certified Plastic surgeons is very affordable.
The vast majority of the patients undergoing Cosmetic surgery are Middle Class and Working Class women and men who want to look and feel better and be more competitive in the workplace. 65% of those undergoing cosmetic surgery today have family incomes under $50,000. In fact, cosmetic surgery is one of the few medical specialties where the average bill has gone down. And while procedure fees may still seem high, the overall costs have fallen because many procedures formerly done in the hospital are now performed in same-day surgery centers. So now people from all kinds of income brackets, both male and female, who choose to have plastic surgery, can now afford it.
A lower price is not always a bargain,
A higher price is not always a guarantee of a better surgeon
While the most expensive surgeon is not necessarily "the best", there may be significant compelling reasons for a surgeon to charge the lowest fees in town. If "shopping" by phone for the "best deal" in plastic surgery, beware of "low-balling". Make sure you know what you are quoted; a surgeon’s fee vs. the TOTAL fee for the procedure. The total fee is higher since it would include the surgeon’s fee, the operating room cost, the anesthesia fee and any special charges (such as implants or laser fees). In general, the costs for each procedure are a general range for the surgeon's fee, the hospital / surgical center facility fee, and the fee for the anesthetist or anesthesiologist. Be aware that operations whose extent and duration is based on the size of the patient (such as liposuction) cannot realistically be quoted on the phone without an examination (but they are...).
Free" Cosmetic Surgery Consultations and Phone "Price Quotes"
|
No TRUE professional gives away his or her services to all comers. Look around you and see who does so; Those who claim to do so may be personal injury lawyers who take the majority of your settlement, some insurance salesmen and a variety of home services salesmen (siding, lawn care etc); all with dubious credentials.
Physicians offices that offer "free consultations" usually operate like a bargain basement sale and treat you like one of their shoppers. Oftentimes, the physician's credentials and reputation do not stand up to careful scrutiny and preclude him or, her from competing with other reputable surgeons in the community. The office staff is a true sales force and is often compensated on a percentage commission of the value of consultations (i.e. you) "converted" into (i.e. sold) surgical cases. The entire focus of the "consultation" visit to such offices is to minimize your interaction with the doctor, to gloss over any potential complications of the procedure you may be considering and to get you to sign up. Obviously, should you need more time with your surgeon afterwards, or should you encounter a complication, you will rapidly discover that your time with the same surgeon would be even more limited. After all, these practices operate on a volume NOT the quality of their care and surgical results.
WHY would you accept and believe a phone estimate promised by a builder who never saw your house?
Why would you trust ANY fees promised to you on the phone by someone who has not even taken the time to personally see and examine you ?
Would there be more work involved ? Could there be a better procedure to accomplish what you wanted ? What kind of a professional treats all patients like interchangeable parts in a auto repair shop ?
While cost is important,
it is NOT the most important factor in picking YOUR plastic surgeon.
Surgery on yourself is not the sort of purchase that should be decided primarily based on the lowest bid price. Do not regard it as any other commodity. Remember, this is not a car you are buying; this is your body. Go see SEVERAL plastic surgeons. Hear what they have to say and how they interact with you. Then, consider their demeanor, the way they interacted with you.
In choosing your surgeon, you should be concerned primarily with his / her quality and only secondarily with cost. You owe it to yourself to carefully check your surgeon's credentials and reputation. It would be wise to pick someone who you feel listens to you and understands your concerns. Seeking consultations with several plastic surgeons is a small but smart investment in picking the right surgeon for you.
|
|
Fees Financial considerations are important since the vast majority of Cosmetic Surgery procedures are not covered by insurance plans. In our commitment to make our cosmetic procedures fairly priced and very affordable we researched and set our fees to be extremely competitive, not only within our own metropolitan Memphis area, but also in comparison with fees charged elsewhere in the United States. This remains applicable even when travel and lodging expenses are added.
Finally, there is a new and disturbing trend in Plastic Surgery- medical tourism. Many Americans intent on lowering the cost of their cosmetic surgery procedures have opted to leave the United States and have their procedures done abroad. The attraction of these “cosmetic surgery vacations” has been the combination of apparently discounted cosmetic surgery (when compared with prevailing costs in the largest American cities), with travel to exotic countries (such as India, Thailand, Argentina, Costa Rica, Brazil, or Malaysia). However, medical tourism is not risk-free. Most likely, your communications skills would be hampered by the language barrier, you do not know the surgeon, his/her training, or his staff. Is your chosen surgeon qualified? Are the medical facility and equipment safe? Although there are many qualified physicians practicing all over the world in excellent facilities, it can be difficult to verify the surgeon’s training, or the standards of medical facilities and equipment. Should the procedure encounter any complications, however minor, your vacation would be ruined and additional, unexpected costs will appear wiping any theoretical savings. All of this – thousands of miles from home without your friends or family. How will your post-operative care / follow-up and any complications be handled? Finally, although enticing, most vacation activities should be avoided after surgery, and a long return flight increases the risk of developing a pulmonary embolism and blood clots. To read more visit the website of the American Society of Plastic Surgeons.
|
To get an idea of the 2008 average surgical fees for the most commonly performed cosmetic surgery procedures, please click on this PDF link on the Right. The 2007 fee survey discloses the average professional fees charged by members of The American Society of Plastic Surgeons, the largest professional society of plastic surgeons in the world. (These fees do not include anesthesia, and facility charges). (This document is in Adobe Reader format and you will need to have that free software to view and print this document).
| 
2008 Average Plastic Surgeons Fees for Most Commonly Performed Cosmetic Procedures |
| Our doctors' fees are VERY competitive with and often lower than these charges. We do charge a small consultation fee for a with one of our doctors. But, should you go on to have your surgical procedure with us, this consultation fee will be completely deducted from our doctors' surgical fee, retrospectively making your consultation complimentary.
Since people naturally differ greatly in their weight and size, your actual total procedure cost would depend on the surgical facility utilized (some charge more than others for the same procedure), the type of anesthesia used (some anesthetists and anesthesiologists charge more than others, too) and the actual duration of your surgery. Therefore, the cost of your procedure can only be estimated after a personal consultation and examination with Dr. Aldea or Dr. Eby. Unlike some other surgeons, we do not wish to lure in potential patients with baseless false promises of unrealistic low fees. For this reasons, without an examination, we prefer not to publish our fee schedule on the web nor to provide surgical fee estimates on the phone. After your consultation and examination with either Dr. Aldea or Dr. Eby, you will be provided with a total fee estimate. Moreover, If you undergo several cosmetic procedures, the total charge would be further discounted to less than the sum of the surgeon’s fees for the individual procedures when done separately.
|
Generally, Dr. Aldea's and Dr. Eby's Fee would include:
- The surgical professional fee
- Your initial pre-surgical Consultation (becomes free IF you have your surgery with us; Since its fee is fully deducted from the doctor’s surgical fee) - If needed, up to 3 pre-operative visits are included in this fee
- Follow-up for 1 year after your cosmetic surgery and,
- Breast Implants and post-surgery garments, if applicable
For clarity, the TOTAL cost of your Surgery Fee estimate provided to you will also specify :
We provide the following payment options : cash, cashier’s check and Visa or Mastercard credit cards. (Please Note: For your safety, Credit card payments cannot be given over the telephone or the web. When using a credit card of someone other than the patient, that person must come in, present a photo I.D. and sign the credit card receipt). In addition, for your convenience, we also have financing options customized to your individual needs and we participate with several finance companies. We have found these companies to be the most user friendly and offer the best rates. They offer credit worthy individuals several repayment plans to choose from.
Financing Your Surgery
There is NO longer any need to postpone YOUR surgery because of finances...
|
Today's financing plans makes cosmetic surgery so affordable, practically anybody can afford it. We will be happy to explore financing options with you and will make every attempt to see that the financial aspect of having plastic surgery are simplified and made as convenient as possible. Please feel free to ask questions of our front office staff. They are extremely helpful, warm, and willing to assist you in any way possible to relieve your anxiety about your surgery.
When viewed as a lump sum payment, a cosmetic procedure may at first appear to be unaffordable. But, when paid in much smaller convenient monthly payments the same procedure becomes extremely manageable. Compare such payments with the monthly costs of your gym membership, of your last vacation or your last car. But, in the long run, improving the way you look would probably mean much more to you. In some cases, depending on your occupation, you may even be able to deduct the entire procedure cost from you taxes. (Please consult your tax advisor to see if you are eligible).
You may wish to finance your surgery through your bank, your credit union or a finance company. Unfortunately due to the financial depression that began in 2008, many large finance companies, including Capitol One, have left the Cosmetic Surgery market. The remaining companies offering Cosmetic Surgery loans have become much stricter and more selective in their lending practices.
|
|
By law, you have the right to a free annual credit report from each of the three large credit report agencies Equifax, Experian (aka freecreditreport.com) and TransUnion (aka TrueCredit) and may do so at www.annualcreditreport.com.
Check your Credit Report
You may check your credit score by clicking any of the icons on the Right
Cosmetic Surgery Specialists of Memphis, PLLC, Dr. Peter Aldea and, or Dr. Patricia Eby make no warranties or representations of any kind with regard to the information or services provided by these credit report companies, express or implied, arising by law or otherwise including without limitation any implied warranties of merchantability and fitness for a particular use or purpose.
If you do not meet these minimum credit standards, you may choose to utilize a co-applicant for credit. It is important to list the individual with the strongest credit standing first on their application, regardless of which of the applicants is having the Plastic Surgery.
| |
|
|
|
CitiFinancial. Today’s Solutions. Tomorrow’s Dreams®
CitiFinancial is another good option for financing your plastic surgery. CitiFinancial offers personal loans up to $15,000 with convenient and affordable fixed monthly payments and terms tailored to fit your needs and your budget with no prepayment penalties.
Benefits –
|
- Once you apply, you are under no obligation to accept the personal loan offer that is presented to you.
- 14 day guarantee: If for any reason you change your mind after you take out your personal loan, you can return the amount you borrowed within 14 days, and there'll be no fees, no charges, no hassles. Guaranteed!
- No prepayment penalties: You can pay off your personal loan anytime with no prepayment penalties.
- Fixed personal loan interest rates: CitiFinancial interest rates are fixed and will not change during your personal loan repayment.
|
You may also finance your Plastic Surgery with First Tennessee Bank.
For more details, feel free to contact:
Ms. Keely Burton
Financial Center Manager - Wolf River Financial Center
First Tennessee Bank
2055 S. Houston Leveee Road,
Germantown, Tennessee 38139
Telephone (901) 854-6995
|
|
Cosmetic surgery is an investment in yourself.
An investment which could make a world of
difference in your outlook.
Peter A. Aldea, M.D. Patricia L. Eby, M.D.
Certified and Re-Certified by The American Board of Plastic Surgery
Members of the American Society of Plastic Surgeons
Fellows of The American College of Surgeons
|
|
Cosmetic Surgery Specialists of Memphis, PLLC
6401 Poplar Avenue, Suite 360, Memphis, Tennessee 38119
Telephone (901) 752-1412
|
|
